Archive for November, 2009

Planning A Family Reunion Location

Since 9/11, there has been a return to family-centric activities in America. Spending time together and planning a family reunion has become more and more popular. In fact, one in five U.S. adults said they took a trip to attend a family reunion within the past year. An estimated 72 million adults have been to a family reunion over the last three years. The travel industry says that more than half of all reunions are held at someone’s house (52%), although city or town parks (12%) and state parks or forests (6%) are also popular. However, nearly a third of all travelers reported going 500 miles or more to attend their family gathering, so travel experts say that family reunion vacations are on-the-rise.

One of the best ways to plan a family reunion is to book an all-inclusive family reunion cruise or a stay at an all-inclusive family reunion resort. This option is best suited for active and far-flung families, many of which have to travel across the country to get together with relatives anyway. This option is also suited for family members who enjoy a convenient, no-fuss vacation that allows for a myriad of fun family reunion activities. The best part about these family reunions is that there are no hidden expenses — generally all meals, sodas, transportation, rooms and entertainment are included. Additionally, no one has to cook, clean or drive anywhere! The one con to booking this way is that extra costs like shore excursions and alcohol expenses can potentially rack up the bill. One can expect to pay anywhere from $250 to $600 per person (plus airfare) for a 5-day cruise, assuming that 20 or more people attend. Naturally, the more people that go, the lower the price and often times, the party planner gets to sail or stay for free.

In a 2004 study, the Family Travel Forum looked into planning a family reunion at an all-inclusive resort. They examined family reunion location choices, transportation availability, the variety of accommodations, activities for all ages, unique attractions, dining facilities and group discounts in choosing their “Top Getaways for Family Reunions.” Their top all-inclusive resorts were the Woodloch Pines in the Poconos, Pennsylvania, and Club Maeva Tulum in Riviera Maya, Mexico — although the latter is currently closed for renovations following Hurricane Wilma. Woodloch Pines has also been highly recommended by Family Circle Magazine and Better Homes & Gardens as “one of the best family all-inclusive resorts.” Each guest house holds 10-12 people, giving families full access to on-site spas, championship golf courses, Broadway shows, boating, hiking, kayaking, rappelling, fishing, dancing, crafts, go-karts, outdoor sports facilities, family Olympics, bingo, scavenger hunts, swimming and intimate family-style meals.

Another one of the popular family reunion ideas is to simply rent out a villa or apartment. This family reunion lodging is best if the person who is planning a family reunion is simply tired of hosting the cooking, the mess and the clean-up at home all the time or if the at-home accommodations are a bit too cumbersome. It’s also a great way to experience a new location together and bask in idyllic, spacious settings. This way, all of the out-of-town family members can stay in the same house and share even more together time. There is also more autonomy, allowing family members the option of planning their own family reunion activities and meals. However, this option is a bit more expensive (around $3,000/person) for a family of 11 to stay for 7 days and they may not also be able to accommodate parties of more than 15. For more information, just visit www.wimco.com, www.rentvillas.com, www.villa-vacation.com or www.rentalo.com.

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Aaron and Beth had been house hunting for months since he had landed a job in the northeast Ohio area and they had been forced to move to the new location. Renting a very small apartment to build their savings had not been easy to say the least and every month when they paid the landlord they were reminded that they were not building any equity in their own place as they had hoped to do as soon as possible. Every Sunday, they checked the real estate listings for Cleveland homes and toured many “Open House” that seemed as though it might be promising. Although it narrowed their search and gave them some insight on the many neighborhoods, it had not helped them make that final choice among Cleveland homes for sale that was just right for them. At last, after what seemed like forever they discovered the ideal house for them and the sellers eagerly accepted their offer. Part of their strategy for financing the house was to take advantage of the $8,000 tax credit that is now being offered to first time buyers. They found that they qualified for this benefit because of certain criteria that they met and it consists of these four conditions:

• You have to be buying a place to live for the first time and cannot have previously owned one. This is a enticement to accumulate as much money as possible for a down payment knowing that this tax credit is available to you to further save you money when you file your taxes.

• You have to buy the real estate between the set dates as outlined in the tax credit rules and that is January 1st 2009 and November 30, 2009. There is even talk now about that date being extended in an additional attempt to encourage real estate purchases. So although many people have already taken advantage of this financially attractive offer, there should be an added chance offered to keep the real estate market active.

• You must not be making higher than $75,000 as a single person or earn more than $150,000 or higher as a couple. Doing so would make you ineligible for this $8,000 tax credit. This guarantees that the tax credit only goes to the folks who can really use it the most.

• You are obligated to remain in the house you buy for at least three years. This, of course, is something that must be considered all the way because many people are hesitant about making a commitment of this kind. What if they do not particularly like the house or the neighborhood after moving into the house? They still must remain in the house for the three years or risk having to pay back the tax credit.

In conclusion, this can be a great time to jump into property ownership because of this fine monetary incentive. While it is true that many people are still having trouble selling their houses, this offer has assisted quite a few people in reaching their dream of owning their own house and seems to be helping the real estate market out of the slump it has been in for the past few years.


QA Emergency Preparation

If there were to be an emergency of any kind, are you adequately prepared? It may be a tornado, flood or even a hurricane. It could even be a catastrophic event such as a pandemic illness that sweeps through the world. How prepared are you in case of just such an event? The answer for most people is that they are not prepared at all. Emergency preparation takes forethought and careful planning. It is not about paranoia or that the world is coming to an end soon. You will definitely find crackpot websites that are dedicated to fueling paranoia and government conspiracies but for the most part people do still need to make some emergency preparations just in case. This article is designed to help you understand what you can do to be prepared.

How do people prepare for emergencies?

Emergency preparation all starts with a list. You need to really stop and think about the possible emergencies that could happen in your region of the world. If you live near a river, lake or the ocean then you have to worry about flooding. If you live in a tornado prone area, you need to prepare for that. Winter storms can do a terrible amount of damage. Step one is thinking about what you use on a daily basis. Water is the number one resource that must be conserved and kept in case of an emergency. People can survive weeks without food but only a few days without water. And in the case of an emergency you cannot trust the water coming out of your faucet. The second step is examining your shelter. Should your home be damaged you need to have an alternate place for shelter set up. It may be at a friend, family member or coworker’s home. The third most important step is making an emergency plan. This plan should detail where all members of the family will meet in case they are separated at the time of the emergency. There are many books that you can purchase to help you learn basic survival skills in case of a disaster. You should consider picking one up and reviewing it just to see how well you would fare.

Are there classes I can take for emergency preparation?

One of the most important emergency preparation classes you can take is a CPR class. CPR is a valuable tool and skill to know. Even rudimentary wound cleansing and protection can save a life during an emergency. You may also want to consider wilderness courses where you are taught to live off the land, so to speak. The classes can teach you how to build a fire without using a lighter, how to prepare and filter water for safe drinking and cooking uses and they can even teach you how to prepare an emergency shelter. Another class you might think about taking is one in self protection. Though it may not seem like a preparation class for an emergency consider that it is a valuable skill to know as many people react differently to emergencies and you may be called on to protect your valuable supplies.

Where can I buy an emergency preparation kit?

You would be amazed at how many places sell emergency preparation kits. One website www.quakekare.com sells kits in all sizes. The kits start out for a four person on upwards to a 100 person survival kit. This is not the only website either. VKRsupplies.com is another website to take a look at if you want to buy a ready-made kit. The one thing to keep in mind when deciding to buy a pre-assembled kit is finding out exactly what the kit contains and what you will still have to add to it. You might find that it is less expensive to simply gather all of the items yourself and save money in the long run.

How should I educate my family about emergency preparation?

Education about emergency preparation is the most vital component to any plan. Most emergencies happen very quickly and there is little time to think. That is why having a plan is so important. The plan should outline where each person is supposed to meet if they are separated from the rest of the plan. It should also include a backup meeting place if the first is unreachable. Children should always know their home address, phone number of reliable relatives and have a way of identifying themselves and their parents in case they get separated. You should consider this preparation much like you would an ordinary fire drill. The more information you can give your children and educate them on, the better each family member will react should there ever be a real emergency.

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Ideas For Family Reunion Gifts

Instead of writing out copious “thank-you” cards until your hand falls off, why not thank everyone for their efforts at the family reunion this year by purchasing a few inexpensive family reunion gift favors? There are a number of family reunion web site offerings that aim to make your event more memorable and sentimental than previous years. Here are a few creative ideas for family reunion favors your relatives will cherish.

One of the best websites with family reunion gifts is simply www.gifts.com. This site acts as a compendium of other sale sites and brings you the best of the Internet. Here you’ll find a $10 family scrap-booking kit, personalized wall decals for $24.95, $20 custom tees, personalized luggage tags for $29, personalized photo calendars for $16.95, $45 family tree picture frames, $5 family fridge magnets, $150 family heirloom photo quilts, custom photo M&Ms (3 bags for $38.97) and $345 custom “Memory Lane” artwork of all your family’s favorite locations. Many of the gifts on this site are intended to be given to individuals or won as a prize in family reunion games, rather than purchased in bulk for everyone.

Another great resource for the family reunion planner is www.findgift.com. Many families like the idea of giving a personalized marble tile message for $29, which makes the perfect spoon rest for a kitchen or mantel accent for the fireplace. Another $29 offering is a family recipe cookbook, which keeps the sumptuous culinary traditions going. The $54.95 family tree tapestry afghan makes a wonderful gift for the heads of the family, which can be passed down for generation to generation to help keep track of the lineage. Another one of the ideas for family reunion gift giving is the “Origin of Last Name” genealogy print, which gives a little bit of thoughtful family history for $29.95. Personalized plaques can also commemorate each family member and be given to the patriarch. A wonderful book for the grandkids to give nana is the “Grandma, Tell Me Your Memories” book, which asks the family elder to write her answers to a number of questions into the journal to be kept for posterity. The $29.95 personalized family tree platter is another nice gift.

There are many ideas for family reunion favors, but if you find that family reunion games and gifts are stressing you out, then just skip them this year. The most important thing is the gathering of people. The second most important thing is ensuring that the food arrives. (There are few things worse than being surrounded by a bunch of hungry, grouchy relatives!) Everything after that is just gravy. You may want to begin introducing these little details one at a time each year or delegating these responsibilities to someone else. At the end of the day, you’ll just be glad you took the time to assemble everyone to create these new family reunion memories!

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Get An Idea For Family Reunion Invites

The first time you organize your family reunion, you’re likely brimming with ideas for invitations, activities and food. After five, six or seven years of planning, you start to feel like the well of family reunion ideas has run dry. Choosing a unique and inspiring invitation can really show a bit of your personality or pump some new life into your event. One popular idea for family reunion gatherings is to choose a theme like “the roaring twenties,” “safari,” “disco,” “Hollywood glamour,” “fiesta,” “Mardi Gras,” “ancient Rome,” “Hawaiian luau,” “sailors and mermaids,” or “medieval times.” Once you have selected a fun theme, you can get to work designing a unique invitation and thinking of a few decorating ideas and family reunion activities.

Creating “save the date” magnets is one spectacular idea for creating family reunion invitations. At www.freshimpressions.us, you can order magnets for just $1.59 each! These magnets can be customized with artwork of your choosing or a family photo. You can also choose the colors, fonts and wording of the invites or include a calendar with the date circled to help everyone remember when the shindig is going down. If you’re not really sure what you want, you can also look at templates and choose one that you feel is appropriate for your gathering. The best part about this type of fun family reunions’ invitation is that your relatives will have a keepsake memento for years to come.

Another creative idea for family reunion announcements is to create a special family reunion web site. Granted, you will likely have to deliver some invites by mail or by phone, since not all older adults are comfortable with using the Internet, but the vast majority of the family will love what you’ve made. Family websites are the best way to keep in touch — sharing recipes, photos, videos and writings; announcing exciting news like births, promotions or weddings; arranging more informal events throughout the year; and exchanging amusing stories. A good site to check out is www.myfamily.com, which offers free hosting and private user login access, so the family files are only visible to the people you want. Here you can announce family reunions, post files, email and do pretty much everything any other social networking site allows. This type of family reunion invitation will save on paper and ensure your family bonds stay thick the whole year through!

Don’t stall on coming up with an idea for family reunion invitations. You should give family members at least nine months’ notice if they need to make travel arrangements or a couple months’ notice if they’re driving in from the next town over. The best way to manage the guest list is to talk to all the family heads to see whose contact info they have and who would be interested in attending. It’s always best to over-invite, as to not leave anyone out or cause hurt feelings. Invitations are just the first step in your planning, but if done right, these invites will contribute to the family reunion memories bank and inspire the best attendance record yet.

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How Will You Determine Your Home Value?

‘What is your home worth?’ is a common question you will ask when it comes to selling off your house. There are online home appraisal services you will come across as you explore the internet. There is a common guideline you may think of that will help you estimate the value of your home.

Your Home Value Estimation:

When it comes to selling off your house, you need to estimate the value. Suppose you set the price of your house too high, then you will have difficulty in selling. On the contrary, it would get you considerable loss if your home price is too low. And for that reason, you need to analyze an actual market value.

How to Determine Your Home Value?

There are several ways you may figure out a true value for your home. You can use relaed websites and learn about online home appraisal services in your area. Find out some reliable sources and you can have a free home value estimate. Many online appraisal services can let you compare houses recently sold out and this is how you can estimate the sale price on your own.

Look for The Best Real Estate Valuation Firm:

It would be better if you consult the leaders in real estate valuation industry who give services for every kind of appraisals in your locale. If possible, select California Certified General licensed Appraiser for your accurate estimate. Apart from the evaluation services, some companies offer consulting and analysis of any kind of property in your locale.

In brief, you need to look for the best online home appraisal services in order to learn which price you can set for your house. With a deep search for the related web sites will help you discover the sources with which you can get the California home appraisal. If you look further in order to get right guidance, you may consult the best free home value estimate for your advantage.